To start, 12 teams in a playoff is an unworkable number. Then you give five conferences four favored seeds with first round byes. Throw in a guaranteed seed for the schools that don’t belong to one of the five conferences. Add a dose that only two of the five conferences have quality teams. This mess was negotiated by the conferences, without input from the committee.
throw it all into the lap of the committee and blame them when you think your team is screwed by the ranking they produce. The ranking is placed in a bracket that the conferences designated.
The end result is the fault of the committee, even though they were handed an impossible can of worms by the conferences.
Oregon is No.1, they don't have a loss, the Committee gets this right. I'm not a college football expert either, but for starters, I'd see that Georgia beat Texas, 30-15, in Texas. I would see that Texas does have 1 more L than Texas does. But I would notice that possibly the much more difficult schedule Georgia went through, compared to the Texas navigated, could have something to do with it, and have Georgia above Texas.
Miami is taking care of themselves.